Portfolio Manager

Responsibilities:

  • Working knowledge of loan policy.
  • Interviews loan applicants, collects, and analyzes information which reflect credit worthiness of customer and merits of new loan requests and existing loans.
  • Serves as the first point of contact in communication and resolving issues for existing customers.
  • Assists commercial banking officers to prepare for loan closings, such as completing the commercial loan input form, coordinating the closing, attending the loan closing, post-closing memos, follow-up items with attorney if necessary, etc.
  • Establishes and negotiates loan terms under the supervision of a commercial banking officer.
  • Monitors reports and follows existing loans to ensure conformity with terms, monitors portfolio to identify developing trends.¬† Oversees loan payments and takes necessary measures to collect past due accounts.
  • Ensures appropriate risk ratings, maintains current file memoranda, financial statements, and condition of electronic credit files.
  • Reviews and analyzes financial statements and collateral evaluations, detailed DSCR review.
  • Reviews construction requisitions.
  • Assists with financial and covenant tracking report.
  • Reviews loan documents.

Qualifications:

  • Bachelor’s degree (B. A.) from four-year college or university; 3+ years commercial banking experience, including credit analysis.

 Benefits:

  • Competitive Salaries
  • Paid Time Off and Holiday Pay
  • Access to the Employee Assistance and Wellness Programs
  • 401(k) Retirement Savings Plan with Company Match
  • Tuition Reimbursement and Career Development
  • Free Checking and Savings Accounts, Bill Pay and Loan Rate Discounts
  • Health, Dental and Vision Insurance
  • Medical and Dependent Care FSAs
  • Company contribution HSAs
  • Basic and Supplemental Life Insurance
  • Short and Long Term Disability Insurance
  • Training and development opportunities

To apply for this job email your details to jvandermale@asgteam.com