Senior Credit Analyst

***This person can be located in Traverse City OR Ann Arbor!***

Angott Search Group has partnered with a company in their search for a Senior Credit Analyst. This person will be a seasoned leader accountable and responsible for commercial credit analysis and portfolio monitoring.

Responsibilities:

  • Support credit function while maintaining, expanding and building internal and external relationships, resulting in a high degree of customer satisfaction.
  • Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money to current and prospective borrowers.
  • Complete accurate and timely underwriting documents to submit to loan committees and individuals for approval demonstrating independent judgment, appropriate recommendations, and risk ratings.
  • Utilize spreadsheet programs to generate financial ratios, trend lines, etc. to evaluate existing borrowers’ financial status and their performance against peer groups.
  • Evaluate collateral values of properties securing loans, including reviewing for appraisals for accuracy, completing internal valuations when appropriate, and review of environmental reports.
  • Maintain knowledge and awareness of NCUA regulations directly impacting commercial loan underwriting.

Qualifications:

  • Bachelor’s degree (B.A. or B.S.) from four-year college or university; or equivalent combination of education and experience.
  • Formal credit training program is preferred.
  • Four to seven years of commercial credit analysis experience is required.

To apply for this job email your details to ksouth@asgteam.com