Vice President Commercial Banking Manager

MINIMUM REQUIREMENTS FOR POSITION:

  • BA in Business Administration, Finance or related area.
  • Minimum 7 years’ experience in credit administration, commercial lending, commercial real estate lending or other relevant experience.
  • Experience in sales management and business development.
  • Strong organizational and financial analysis skills.
  • Excellent interpersonal skills

PRIMARY ACTIVITIES AND RESPONSIBILITIES:

  • Manages the designated commercial lending staff including credit approval, staff management, delinquency and routine administration management and collection management.
  • Provides input and assistance to the SVP/Commercial Division Manager in development of annual budget and operating plan.
  • Generates new commercial business opportunities, both in lending and deposit generation; manages an existing portfolio of commercial relationships.
  • Reviews and manages credit extensions by subordinate lenders. Insure compliance with Bank credit policies, procedures and direction established by Chief Credit Officer.
  • Approves, documents and closes loans up to established individual lending authority; makes loan presentations to SVP/Commercial Division Manager, Chief Credit Officer, Discount Committee, and Board as needed for loans above individual lending authority.
  • Negotiates terms under which credit will be extended, within the parameters of the established credit and pricing policies and guidelines. Monitors loan repayments and collects delinquent accounts as necessary.
  • Provides leadership and coaching to staff to ensure maximum effectiveness, as well as continual learning and professional development. Manages direct reports and provides regular feedback on performance, planning and goals.
  • Interacts with customers and Bank personnel in a manner to establish a positives sales and service culture resulting in achievement of assigned goals.
  • Builds and maintains relationships with community and civic groups, represents the Bank at related events.
  • Understands and complies with Bank mission, organizational structure, employee handbook, bank security, policies and procedures, standards of conduct and incentive program.
  • Knows where the CRA notice, statement and public disclosure file is located in the Branch and who the CRA Officer is.
  • Other duties as needed or assigned.

To apply for this job email your details to scindrich@asgteam.com